This is LifeStage© 1 of the LifePlan©, and is very much about establishing a wealth base. As a young professional expatriate, it is important to begin a sensible regime of saving and investing… while not forgetting to have fun!
While LifeStage© 1 of the Life Plan© is the time for setting the foundations of your wealth plan, there will be living costs and some major expenditure that needs to be managed at the same time.
Download our Accumulating Wealth guide here
While LifeStage© 1 of the Life Plan© is the time for setting the foundations of your wealth plan, there will be living costs and some major expenditure that needs to be managed at the same time.
Download our Accumulating Wealth guide here
During LifeStage© 2 of the LifePlan©, many clients have established their careers, and have more money to commit to their future. Consultants work with clients at this stage to tailor investment plans to suit their new levels of incomes and possible bonus payments.
While clients are likely to have more disposable income during this phase, they are also likely to have some increased regular outgoings and major expenses.
Download our Education guide here
While clients are likely to have more disposable income during this phase, they are also likely to have some increased regular outgoings and major expenses.
Download our Education guide here
LifeStage© 3 of the LifePlan© is likely to be a time of greater affluence and investment opportunity. During the early years of this phase, some clients may become more aggressive with their investments, but most will be looking to alter their strategy to ensure that their retirement plans do not suffer.
Investors with children (and maybe grandchildren) will find this phase of their life increasingly expensive! In addition, they may find themselves with the responsibility of looking after the needs of ageing parents.
Download our Retirement Wealth guide here
Investors with children (and maybe grandchildren) will find this phase of their life increasingly expensive! In addition, they may find themselves with the responsibility of looking after the needs of ageing parents.
Download our Retirement Wealth guide here
LifeStage©4 of the LifePlan© is a time for relaxation and enjoyment, but is also a time to make sure that your affairs are properly in order. The last thing that anyone wants is to work all of their lives and then to give a big chunk of their rewards to the taxman!
Of course, there is likely to be many in your line to support and spoil as you get older. While much of your money should be focused on you, there is likely to be lots of family demands on your savings!
Download our Succession Planing guide here
Of course, there is likely to be many in your line to support and spoil as you get older. While much of your money should be focused on you, there is likely to be lots of family demands on your savings!
Download our Succession Planing guide here
None of the life phases are more important than others when seen together, but investors may need to do more in the later phases if they didn’t make sufficient progress towards funding their significant life events in the earlier ones;
Our consultants address this issue when carrying out their initial review, and often surprise clients with the suggestions for ‘plugging the gaps’;
The most important thing to remember when considering a LifePlan, is that each part of the plan has to be structured to fit in with the others – no one solution should be seen in isolation.
When considering financial planning in this integrated way, your consultant and our organisation, need to be thought of as your partners as your life develops.
While you and your consultant will plan a series of review meetings, you should be quick to contact him or her if something material changes in your life, or if you need any kind of financial advice.
At Imperius Asset Management, we take our job very seriously, and we really do mean it when we say that we are with you for life.
Our consultants address this issue when carrying out their initial review, and often surprise clients with the suggestions for ‘plugging the gaps’;
The most important thing to remember when considering a LifePlan, is that each part of the plan has to be structured to fit in with the others – no one solution should be seen in isolation.
When considering financial planning in this integrated way, your consultant and our organisation, need to be thought of as your partners as your life develops.
While you and your consultant will plan a series of review meetings, you should be quick to contact him or her if something material changes in your life, or if you need any kind of financial advice.
At Imperius Asset Management, we take our job very seriously, and we really do mean it when we say that we are with you for life.
