Bespoke Investment Portfolios from Nova
Feedback from recent research carried out with a group of our clients, and with targeted expatriate groups, revealed that there is a growing demand for individually crafted portfolios for high net worth individuals.
During our extensive search for the right discretionary investment manager, we met Ross Preston, the Managing Director of Nova Investment Management Ltd. Nova is based and regulated in Guernsey, and use top-level information and IT systems, together with extensive experience, to focus on delivering positive returns in all market conditions. Stephen Iacovou, Imperius’ Chief Executive, who recently signed an agreement with Ross, said, “the Nova team laid out clearly how they set about their business, and we have been very impressed with the time they take with clients to determine their needs and come up with a solution”.
We look forward to a long and successful partnership with Ross and the Nova team. Visit the Nova Group website
New Portugal offices in Cascais
We are delighted to announce the opening of our new offices in Cascais, near Lisbon, Portugal.
Having outgrown our offices in the centre of Lisbon, Matthew Krystman, area director for Iberia, saw it as an ideal opportunity to get closer to many of our clients who live in Cascais. Moving in took a while as the interior needed to be redesigned and refurbished, which included putting in a mezzanine floor and meeting area. Located on Avenida 25 de Abril, the office is ideally placed for our clients and has ample underground parking for our team and any number of visitors. Please come in and see us if you are passing – we make the best (or at least the cheapest) espresso in town!
Having outgrown our offices in the centre of Lisbon, Matthew Krystman, area director for Iberia, saw it as an ideal opportunity to get closer to many of our clients who live in Cascais. Moving in took a while as the interior needed to be redesigned and refurbished, which included putting in a mezzanine floor and meeting area. Located on Avenida 25 de Abril, the office is ideally placed for our clients and has ample underground parking for our team and any number of visitors. Please come in and see us if you are passing – we make the best (or at least the cheapest) espresso in town!
New look Imperius AM website launched
The Imperius Asset Management website has undergone a huge facelift and we are happy to announce that our new look is online and ready to be explored.
We hope that you find our new layout and navigation system easy to use and welcome any comments which may help to improve the online service we offer.
We are also using this opportunity to re-vamp our social media pages and plan to have a much greater presence in these areas in the near future. Our vision is to make our Facebook / Twitter feed a 'one stop hub' for all of your financial news requirements and a vital tool in your everyday news armoury.
To visit our Facebook page - please click here
To visit our Twitter page - please click here
We hope that you find our new layout and navigation system easy to use and welcome any comments which may help to improve the online service we offer.
We are also using this opportunity to re-vamp our social media pages and plan to have a much greater presence in these areas in the near future. Our vision is to make our Facebook / Twitter feed a 'one stop hub' for all of your financial news requirements and a vital tool in your everyday news armoury.
To visit our Facebook page - please click here
To visit our Twitter page - please click here
How the FTSE could buy you a house
By Mark Smith
A well-built portfolio could turn a small deposit into a big one, giving savers greater leverage when they decide to climb onto the property ladder.
Frustrated first-time buyers watching their savings fail to grow while they wait for a buying opportunity would be up to £48,000 better off if they’d invested in the stock market five years ago, according to a new study from Trustnet.
First-time buyers hit with a triple whammy of high deposits, high property prices and low interest on their savings, would have seen a lump sum of £25,000 turn into £27,999 over five years if they’d put it into ING Direct while they waited for the right home to come along.
A well-built portfolio could turn a small deposit into a big one, giving savers greater leverage when they decide to climb onto the property ladder.
Frustrated first-time buyers watching their savings fail to grow while they wait for a buying opportunity would be up to £48,000 better off if they’d invested in the stock market five years ago, according to a new study from Trustnet.
First-time buyers hit with a triple whammy of high deposits, high property prices and low interest on their savings, would have seen a lump sum of £25,000 turn into £27,999 over five years if they’d put it into ING Direct while they waited for the right home to come along.
The same money invested in a portfolio of funds would be worth considerably more. The Adviser Fund Index (AFI) Cautious Index, a composite portfolio of funds chosen by the UK’s leading financial advisers and operated by Financial Express, would have turned the same amount into £29,806.
The same £25,000 invested in the AFI Balanced index would be worth £31,232, while the AFI Aggressive index would have returned £32,913 over the same period. This broad spectrum of returns has a significant impact on the type of property the hypothetical first-time buyer could afford, equivalent to a staggering difference of £48,000 in its total value.
Using figures from Santander, which
The same £25,000 invested in the AFI Balanced index would be worth £31,232, while the AFI Aggressive index would have returned £32,913 over the same period. This broad spectrum of returns has a significant impact on the type of property the hypothetical first-time buyer could afford, equivalent to a staggering difference of £48,000 in its total value.
Using figures from Santander, which
puts the average first-time deposit at 17 per cent, the cash-only investor’s £27,999 would afford them access to a property worth £147,000, while the bravest buyers who had put their money into the AFI Aggressive portfolio would today be able to afford a property worth just under £195,000.
A quick search on www.rightmove.com shows that, in real terms, this means the difference between a small two bedroom flat in East London bearing a close resemblance to a garden shed, and an ivy-covered ragstone cottage in Kent (pictured above) with its own trout stream, 20 minutes by train from London Bridge.
Please click here to contact us and find out how we can help.
A quick search on www.rightmove.com shows that, in real terms, this means the difference between a small two bedroom flat in East London bearing a close resemblance to a garden shed, and an ivy-covered ragstone cottage in Kent (pictured above) with its own trout stream, 20 minutes by train from London Bridge.
Please click here to contact us and find out how we can help.
Performance of indices over 5-yrs
Richard Hancock, investment analyst at IFA Investment Maze, says that if someone can afford to live in rented property and has the spare capital to invest, then the gamble is theirs to take. However, he warns that investors must be made aware of the risks of this type of strategy. The results are based on past performance and could be a false friend.
"The main advice for specific aim investments is to think carefully about the time-scale. Five-year investments include a significant amount of risk," explained Hancock.
"The drawback is that you might not be able to buy a house at all. The capacity for losses is the most important thing to consider."
"The investor must ask themselves if they can deal with living in a much smaller property if things go wrong."
"The main advice for specific aim investments is to think carefully about the time-scale. Five-year investments include a significant amount of risk," explained Hancock.
"The drawback is that you might not be able to buy a house at all. The capacity for losses is the most important thing to consider."
"The investor must ask themselves if they can deal with living in a much smaller property if things go wrong."
Marbella Rugby Club celebrate another successful year and new partnership with Imperius Asset Management.
On Saturday 26th May Marbella Rugby Club celebrated with an end of season party at their ground in Bahia de Marbella. Many of the players were rewarded for their performances and dedication through the year.
This season the U18 team celebrated being champions in the Championship of Andalucia & the Championship of Spain. Many of this team also represented Andalucia who won the Regional Championship of Spain. 6 of them went on to represent Spain in the U17 Cross Border Competition which they won by beating Switzerland & Portugal & another 3 represented Spain in the U18 Justin Bridou European Championship & came 3rd.
The U16 team are the champions of the Championship of Andalucia & came 3rd in the Championship of Spain. 13 of them went on to represent Andalucia who were the runners up in the Regional Championship of Spain & 3 of them represented Spain in friendly matches against Portugal & Andorra.
The last of the teams to play in any official league are the U14s who came runners up in the Championship of Andalucia & 5th in the Championship of Spain.
The celebration was also a chance for the club to thank their sponsors and supporters, such as the Marbella town hall, Lloyds Bank International, Coca Cola, Estrella de Galicia & Imperius Asset Management.
This season the U18 team celebrated being champions in the Championship of Andalucia & the Championship of Spain. Many of this team also represented Andalucia who won the Regional Championship of Spain. 6 of them went on to represent Spain in the U17 Cross Border Competition which they won by beating Switzerland & Portugal & another 3 represented Spain in the U18 Justin Bridou European Championship & came 3rd.
The U16 team are the champions of the Championship of Andalucia & came 3rd in the Championship of Spain. 13 of them went on to represent Andalucia who were the runners up in the Regional Championship of Spain & 3 of them represented Spain in friendly matches against Portugal & Andorra.
The last of the teams to play in any official league are the U14s who came runners up in the Championship of Andalucia & 5th in the Championship of Spain.
The celebration was also a chance for the club to thank their sponsors and supporters, such as the Marbella town hall, Lloyds Bank International, Coca Cola, Estrella de Galicia & Imperius Asset Management.
